Personal Liability Insurance: Coverage, Market Conditions, & Trends

Personal liability exposures are growing more complex—and more costly—as nuclear verdicts, social inflation, and shifting carrier appetites reshape the high-net-worth insurance landscape. Join Stu Bennett, SVP and Co-Director at Focus Risk Solutions, and Natasha Richard, Senior Insurance Strategist at Focus Risk Solutions, for a practical look at where the personal liability market stands today and where it's headed.
In this webinar, they’ll:

Break down what umbrella and excess liability policies actually cover
Examine the market conditions driving rate and capacity changes
Highlight emerging trends that you can't afford to overlook

You'll leave with a clearer view of coverage gaps, carrier dynamics, and the strategies you can use to protect your wealth against rising liability risk.

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Featured Speakers

Stuart Bennett

SVP, Director of Focus Risk Solutions

Stuart (“Stu”) Bennett is Senior Vice President and Co-Director of Focus Risk Solutions (“FRS”), joining Focus in 2022 to build out Focus Risk Solutions. Stu leads FRS’s Property and Casualty work for our partner firms as well as helping our business managers with their insurance needs.
Natasha Richard

VP, Senior Insurance Strategist

Natasha applies her combined 25+ years of work experience to produce accretive financial results. Prior to joining Focus Financial, Natasha underwrote Mergers & Acquisitions Liability with Great American Insurance Company and prior to her 2.5-year tenure at Great American, Natasha worked at RLI for 8 years and managed a team of M&A and Tax underwriters and was the National Cyber practice leader and was responsible for proactive marketing, product development and profitable growth for Cyber Liability. During her tenure at RLI, Natasha earned her CPCU®, or Chartered Property Casualty Underwriter and RPLU, or Registered Professional Liability Underwriter designations along with her Associate in Insurance or AINS®.
Don Rochleau, CFP^®

SVP, Organic Growth

With deep expertise in wealth management operations and client development, Don entered the field with a passion for simplifying complex challenges so advisors can confidently execute growth strategies that work. He finds fulfillment in helping advisory teams identify their ideal clients, refine their value proposition, and build the infrastructure needed to achieve ambitious growth targets. Don is especially energized by partnering with firm leadership to develop customized solutions that honor their unique philosophy while delivering tangible results.

Disclosures

^{Disclosures: Insurance solutions are provided by Focus Risk Solutions, LLC, an insurance producer licensed to offer life and property-casualty products in all 50 states and the District of Columbia. Focus Risk Solutions is a wholly owned subsidiary of Focus Financial Partners, LLC. This material has been distributed for informational purposes only and should not be construed as financial, legal, or tax advice. This material does not consider a client’s particular investment objectives, situation, or needs and is not intended as a recommendation or solicitation for the purchase or sale of any security or investment strategy. Clients are encouraged to consult with their financial, legal, and/or tax professionals about their individual circumstances. Although the information in this material has been obtained from sources believed to be reliable as of the date hereof, Focus Financial Partners and its affiliates do not guarantee its accuracy or completeness and it is subject to change without notice. This material may contain forward-looking statements that reflect the speaker’s current views with respect to certain current and future events. These forward-looking statements are, and will be, subject to many factors which may cause future events to be materially different from these forward-looking statements or anything implied therein. Any forward-looking statements in this material are based upon information available to the speaker on the date of this material. Focus Financial Partners and its affiliates do not undertake to publicly update or revise any forward-looking statements even if experience or future changes make it clear that any statements expressed or implied therein will not be realized. Availability of each solution is subject to eligibility requirements and your adviser’s or business manager’s determination to make such solution(s) available to their clients, including you. You should contact your adviser or business manager for additional information about these solutions. For advisory clients of Focus Financial Partners firms: If your adviser is an investment adviser registered with the SEC, you should review your adviser’s Brochure on the SEC’s Investment Adviser Public Disclosure, which has important information about certain of the solution(s) described in this material. Registration with the SEC does not imply a certain level of skill or training and does not imply that the SEC has endorsed or approved the qualifications of the advisory firm or its representatives. ©2026 Focus Financial Partners, LLC. All rights reserved. RO-26-5581276}

Personal Liability Insurance: Coverage, Market Conditions, & Trends

Register Now

Featured Speakers

Stuart Bennett

Natasha Richard

Don Rochleau, CFP®

Disclosures

Don Rochleau, CFP^®