Smart Housing Decisions for Aging

Plan where and how you want to live before a crisis limits your choices.

Where you live as you age can shape far more than your address. Housing decisions can affect independence, day-to-day support, cash flow, liquidity, caregiving needs, and your broader retirement plan. Making those decisions proactively can give you and your family more time to compare options and prepare for changing needs.

Join Joan Garbow, MSW, LCSW, CCM, Aging Life Care Director at Focus, for an educational discussion on smart housing decisions for aging. Joan will explain the spectrum of senior housing and care options, from aging in place to assisted living, memory care, skilled nursing, and continuing care retirement communities (CCRCs), along with the financial and practical trade-offs families may want to evaluate before a transition becomes urgent.

In this session, we’ll cover:

• Why housing decisions are an important part of aging and retirement planning
• The differences among aging in place, independent and assisted living, memory care, skilled nursing, and CCRCs
• How housing and care costs can affect cash flow, liquidity, and long-term financial planning
• Physical, cognitive, financial, and caregiver warning signs that may signal it is time to explore other housing options
• How aging life care managers, financial advisors, elder law attorneys, accountants, and senior move managers can help families plan and coordinate transitions

Whether you are planning for your own next chapter or helping a parent or loved one think ahead, this webinar is designed to help you ask better questions, understand the trade-offs, and make housing decisions with greater confidence before a crisis occurs.

The information provided does not purport to present a complete picture, but Focus believes the information is representative of issues and needs facing some clients. This should not be construed as specific investment, tax, legal, or medical advice. Individuals should seek advice from their wealth advisor or other advisors before undertaking actions in response to the matters discussed. Nothing contained herein may be relied upon as a guarantee, promise, assurance, or representation as to the future. Services are offered through Focus Partners Wealth, LLC ("Focus "), an SEC registered investment adviser. Registration with the SEC does not imply a certain level of skill or training and does not imply that the SEC has endorsed or approved the qualifications of Focus or its representatives. © 2026 Focus Financial Partners, LLC. All rights reserved.